In South Africa’s fast-paced business world, Yoco machines are changing the game for entrepreneurs. These intelligent card devices make accepting payments easy. They are portable, easy to use, and packed with features to help your business grow.
Yoco offers a range of card machines for different business needs. You’ll find a device that fits your payment setup, from the compact Yoco Go to the feature-rich Yoco Pro. These intelligent card solutions process transactions in just 3 seconds, keeping your customers happy and your business moving.
With Yoco, you’re joining a community of 200,000 South African businesses that trust this payment system. The machines accept all major cards, including MasterCard, VISA, and AMEX. You can even take payments through Apple and Samsung Pay, giving your customers more ways to buy.
Yoco isn’t just about transactions. It’s a complete business tool. You’ll get access to the Yoco App, which lets you send invoices, track sales, and manage your finances. It’s like having a mini business hub right in your pocket.
Introduction to Yoco: Powering South African Businesses
Yoco is changing the game for small businesses in South Africa. Since 2015, it has processed over US$2 billion a year. It’s the top choice for more than 200,000 self-employed people. Yoco’s impact is enormous, offering services that meet the needs of small business owners.
Trusted by Over 200,000 Active Businesses
Yoco is a leader in South Africa’s small business world. It’s known for its easy card payment solutions. Over 200,000 businesses trust Yoco, which shows its reliability and effectiveness for entrepreneurs.
Industry-Leading Uptime and Security
Yoco puts security first. It protects businesses and customers 24/7. With top uptime for payments, Yoco makes sure your business runs smoothly. This robust security lets small business owners focus on growing and serving customers.
Fast Transactions and Next-Day Settlement
Speed is critical in today’s fast business world. Yoco offers quick transaction times:
- 3-second processing via WiFi and 4G
- Next-day payouts for better cash flow
- Fees start at 2.7%, going down as you grow.
With Yoco, South African small businesses can run smoothly and efficiently. You’re not just taking card payments but working with a system that helps your business grow.
What is a Yoco Machine: Understanding the Smart Card Device
A Yoco machine is a smart card device that changes how businesses take card payments. It’s a small gadget that connects to your smartphone via Bluetooth using the Yoco App. This makes taking payments easy and efficient for South African businesses.
The Yoco machine supports various payment methods:
- Tap: Quick contactless payments
- Swipe: Traditional magnetic stripe cards
- Chip: Secure EMV chip transactions
Yoco offers different models to fit your business needs. The popular Yoco Khumo costs R999 and processes transactions in 3 seconds or less. It has a full-HD touchscreen and easy controls, making it user-friendly.
Key benefits of using a Yoco machine include:
- Fast transactions
- Versatile payment options
- Portable design for on-the-go businesses
- Bluetooth connectivity for easy pairing
- Access to Yoco’s Online Payment Suite
With a Yoco machine, you can make your payment process smoother and help your business grow. The device works well with the Yoco App. This lets you track sales, manage inventory, and send digital receipts to customers.
Yoco Card Machine Options: Choosing the Right Device
Yoco has different card machines for various business needs. Each is made to make taking payments easy and efficient for South African businesses.
Yoco Go: The Affordable Starter Option
The Yoco Go is great for small businesses and solo entrepreneurs. It costs R599, making it a budget-friendly choice. This device connects to your smartphone via Bluetooth and takes Visa, MasterCard, Apple Pay, and Samsung Pay. It’s perfect for making payments on the go and works well with the Yoco app.
Yoco Khumo: The Popular Portable Solution
The Yoco Khumo is a top choice for businesses needing a standalone device. It costs R1199 and offers excellent value. It has a full HD touchscreen and dual 4G SIM cards with free data. It’s great for retail stores and busy restaurants, accepting all primary payment methods, including AMEX.
Yoco Pro: The Premium Touch Screen Experience
The Yoco Pro is the most advanced option. It has an intuitive touchscreen interface and a built-in printer. This device is perfect for businesses wanting a complete point-of-sale solution. The Pro works well with Yoco’s software, offering more transaction and inventory management features.
Yoco’s pricing for card machines is clear. Transaction fees are between 2.5% and 2.7% on the Core plan. Businesses processing over R200,000 a month can get custom rates on the Pro plan. Yoco offers next-day payouts and an Instant Payout feature for quick access to funds.
Beyond Card Payments: Comprehensive Business Tools
Yoco offers more than just card payments. The Yoco App is a powerful tool for entrepreneurs. It lets you send payment links, create digital invoices, and track your business performance.
Yoco Capital gives you quick access to cash when you need it. This can greatly help small businesses with unexpected costs or growth plans.
The Yoco Gateway works well with popular e-commerce sites, which means you can sell online without extra fees. This is great for businesses that need to sell more online.
Yoco helps South African entrepreneurs:
- Accessible Point of Sale software
- Invoicing tools worth over R500 a month
- Instant Payout feature for quick access to money
Yoco’s tools come with their card machines. They make it easier to start, manage, and grow your business. Whether you run an art gallery, a cafe, or a plumbing service, Yoco has what you need.
With Yoco, you get more than a payment solution. You get a partner who knows the challenges of small businesses in South Africa. They offer tools to help you succeed.
Pricing and Fees: Transparent and Flexible Options
Yoco has clear pricing with no hidden costs. The fee structure changes based on your business size. This makes it suitable for different types of businesses.
Transaction Fees and Volume-Based Pricing
Transaction fees are between 2.6% and 2.95% (excluding VAT), based on your sales. If you make less than R20,000 a month, fees start at 2.95% (excluding VAT). As your sales go up, big sellers’ costs can drop to 2.6%.
No Monthly Fees or Long-Term Contracts
Yoco doesn’t charge monthly fees for card machines or POS tools you don’t use. You only pay for the transactions you process, so you have flexibility without being locked into a long deal. There’s an R49 monthly fee for each card machine.
Custom Rates for High-Volume Businesses
You can get custom low rates if your business makes over R200,000 a month. Yoco adjusts pricing to fit your business needs, ensuring you pay less as your business grows.
The Yoco Gateway charges 2.95% (excluding VAT) for local transactions with no ongoing fees. It accepts all major cards, serving a broad customer base. With transparent pricing and discounts for high volumes, Yoco offers a fair and adaptable payment solution for businesses of all sizes.
Getting Started with Yoco: Simple Setup and Support
Starting with Yoco is easy. The setup is quick and straightforward, letting you begin taking card payments immediately. You’ll get free delivery in 3 business days across South Africa, so you can quickly start your business.
Your Yoco card machine has a 1-year warranty, covering any defects. If there are problems, Yoco will replace it for free, keeping your business running smoothly. They also offer a 30-day satisfaction guarantee and a hassle-free refund policy so that you can buy confidently.
Yoco’s support is top-notch, with 7-day expert help through phone, chat, email, and WhatsApp. If you need help setting up or have questions about your device, Yoco’s team is there. This support ensures you can use your Yoco machine well and manage payments easily.
FAQs
Q: What is the description of a Yoco Machine?
A: The Yoco Machine is a powerful device designed to process card payments, helping small businessesgrow their sales. It is simple to use and allows merchants to transact efficiently anywhere in South Africa within three days of ordering.
Q: How do I choose your card machine?
A: You can choose your card machine based on the specific needs of your business. Yoco offers various options, such as the Yoco Khumo or Go card machine. Explore the features of each to determine which one will help you grow your business with Yoco.
Q: How does the Yoco app work?
A: The Yoco app is designed to be simple to use. You can download it from the app store, and it provides everything you need to manage your transactions. Connect your card machine to the app to process sales and monitor your payments.
Q: How is Yoco ready to grow your business?
A: Yoco is ready to grow your business by offering card machines and services designed to help you never miss a sale. With features like free delivery anywhere in South Africa, connectivity fee options, and unlimited transacting, Yoco enables you to streamline your payment process.
Q: What are the highlights of SA’s Yoco card machine?
A: SA’s Yoco card machine offers features such as efficient card payments for less, the ability to transact in-store or anywhere in South Africa, and a low connectivity fee. These highlights make it one of the best choices for small businesses looking to grow their payment solutions.
Q: Can I use the Yoco card machine with a tablet?
A: You can use the Yoco card machine with a tablet. This setup allows you to easily manage transactions and keep track of sales from any device, making it a versatile solution for your business needs.
Q: Does Yoco charge a rental fee for their card machines?
A: Yoco does not charge a rental fee for its card machines; instead, there is a connectivity fee that applies only during the months that you use the device. This makes it a cost-effective solution for many small businesses.
Q: What do I do if cookies are disabled on the Yoco site?
A: If cookies are disabled on the Yoco site, you might face functionality issues. Enabling cookies ensures that the site works smoothly, and you can access all features to help you manage your account and transactions effectively.
Q: How soon will Yoco deliver my card machine?
A: Yoco will deliver your card machine for free anywhere in South Africa within three days of placing your order. This ensures you can start processing card payments and growing your business immediately.
